CNB Bank offers many types of commercial loans, including Small Business Administration Guaranteed loans, to help local businesses grow and prosper.

Loans granted for:

• Commercial Real Estate
• Rolling Stock
• Equipment
• Business Expansion/Acquisition
• Investment Property/Rental

Contact a Commercial Loan Specialist at 575-234-2500.

How Business Manager® turns the money you’re owed into working capital

1. We purchase your accounts receivable at a discount.
   We do this upfront and on an ongoing basis as new receivables come in.
2. You recieve your money.
   The funds are deposited into your account, which gives you the postive cash flow needed to keep growing.
3. You use Business Manger’s e-commerce tools.
   Here, receivables can be easily exchanged between us. You also can review detailed management reports on aged receivables, customer balances, credit applications and more.

Benefits of accounts receivable financing

Aside from the obvious—the quick access to cash—here are some other reasons why our customers choose BusinessManager®. They have the ability to:

• Meet payroll
• Seize growth opportunities
• Add staff to keep up with growing demands
• Purchase new equipment or upgrade technology
• Improve customer experience
• Take advantage of potential vendor discounts given for upfront or cash payments, prompt payments or bulk purchases

Is BusinessManager® right for me?

It’s an ideal solution for businesses in fast-growing industries like manufacturing, staffing, transportation, energy and wholesale. Our team has paired companies with BusinessManager® for over 30 years, so we’ll be able tell you right away if the fit is there.

Interested in Adding Business Manager

Applying online is as easy as 1-2-3. You can apply in as little as 20 minutes.

Visit Our Mortgage Center

We offer free pre-approvals, so you can shop for your home knowing what you can afford up front.

• Visit the link to our Mortgage Center and complete the application.
• When you have completed, click submit and your information will be reviewed.
• A CNB Bank Loan Officer will follow up to answer your questions.

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Personal Card – Low Rate

Features

•  No annual fee.
•  Low introductory rate for the first six months.¹
• Competitive ongoing APR. ¹
• 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

• 24-hour toll-free live customer assistance available at 800-367-7576.
• Car rental insurance coverage and a host of extraordinary Mastercard^® benefits.
• Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

• Other fees may be charged, these fees are listed on the downloadable application.

Personal Card –World / Preferred Points Rewards

Features

• Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
• Low introductory rate for first six months. ¹
• Competitive ongoing APR. ¹
• No annual fee.
• 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

• Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
• To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
• 24-hour toll-free live customer assistance available at 800-367-7576.
• Car rental insurance coverage and a host of extraordinary Mastercard benefits.
• Unlike some card offers, the APR ¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

• Other fees may be charged, these fees are listed on the downloadable application.

Extraordinary benefits with Mastercard^®  including:

• Airport Concierge
• ID Theft Protection
• Global Services
• Cell Phone Coverage*
• Travel & Lifestyle Services*
• Online shopping/delivery discounts* 

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
*Mastercard World cardholders only

APPLY NOW

• Click above to download the pdf application
• Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
• Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

¹ Please see application for information about current APRs and fees.

Choose the card that is right for your business – Standard Card with no annual fee or the Preferred Points Rewards Card.

Business Card – Standard Card

Features

• No annual fee.
• Competitive ongoing APR.¹
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Individual and summary billing options.

Benefits

• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Car rental insurance coverage and a host of extraordinary Mastercard benefits.

Fees

• Other fees may be charged, these fees are listed on the downloadable application.

Business Card – Preferred Points Rewards Card

Features

• Earn one reward point for each dollar spent, up to 10,000 points per month.
• Low annual fee of $49.00 per account.
• Competitive ongoing APR. ¹
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Individual billing option only.

Benefits

• Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
• To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Car rental insurance coverage and a host of extraordinary Mastercard benefits.

Fees

• Other fees may be charged, these fees are listed on the downloadable application.

Extraordinary Mastercard^® BusinessCard benefits include:

• Car Rental Insurance
• ID Theft Protection
• Global Services
• Mobile Receipt Management
• Easy Savings 

Certain restrictions apply to each benefit detailed in the applicable benefits brochure received with new credit card.

APPLY NOW

• Click above to download the pdf application
• Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
• Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

¹ Please see application for information about current APRs and fees.

Routing Number: 112201797